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Legal

Terms of Service

Last updated: May 2026

1. Acceptance of Terms

By accessing or using CredWise, you agree to be bound by these Terms of Service and all applicable laws and regulations.

2. Use of Services

You may use our services for personal, non-commercial purposes only. You agree not to misuse our platform or attempt to gain unauthorized access to our systems.

3. Loan Facilitation

CredWise acts as a facilitator between you and banking institutions. We do not provide loans directly and are not responsible for the final credit decisions made by banks.

4. Limitation of Liability

CredWise shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services.

5. Governing Law

These terms are governed by the laws of India.